November 22, 2023
mcdonaldinsuranceWhat Business Insurance Is Required in Colorado?
As a business, you must account for many risks and exposures. After all, even the most diligent and experienced organizations may eventually be involved in accidents, errors or other incidents that could lead to significant financial losses. Furthermore, while business insurance is already an advisable financial precaution, it may also be mandated, meaning failure to […]
October 11, 2023
mcdonaldinsuranceWhat Determines My Renters Insurance Rates in Colorado?
Renters insurance is a crucial financial safety net that protects your personal belongings and provides liability coverage in case of unexpected events. However, renters insurance rates can vary widely from one location to another. How Are Renters Insurance Premiums Determined? The following are some factors that insurers use to determine business insurance rates: Geographic location—One […]
August 16, 2023
mcdonaldinsuranceHow Do Renters Insurance Claims Work?
Renters insurance is coverage designed to protect individuals renting a home, condo, apartment or other type of property. While landlords typically have insurance to cover the physical structure of the building, their insurance usually does not cover the tenant’s personal belongings. That’s where renters insurance comes in. According to the policy, it may provide coverage […]
June 28, 2023
mcdonaldinsuranceWhat to Do if You Get Into a Car Accident
Car accidents can be stressful and overwhelming. It is crucial to know what to do immediately after an accident, whether it’s a minor fender bender or a more severe collision. Ensure Safety First Safety should be your top priority. If no one seems injured, move your vehicle away from traffic if possible. If no injuries […]
April 25, 2023
AgencyLife insurance is crucial as it can provide financial security for your loved ones when you’re no longer around. Understanding the types of life insurance policies is vital and can help you decide on the best coverage. The right policy can help ensure the financial stability of your family and loved ones for years to […]
February 24, 2023
AgencyDoes Homeowners Insurance Cover Mold?
Your homeowners insurance policy can help pay for damage to structural aspects of your home from covered perils. In some cases, this coverage may include damage from mold. Read on to learn when you can expect mold to be covered by your homeowners insurance policy. At McDonald Insurance Group, we understand the value of protecting […]
December 13, 2022
AgencyDoes a Renter Need Umbrella Insurance?
Take into consideration what you could face as a renter in terms of insurance risk. You invite your friend’s child over to play. The child trips and falls, hitting his or her head on the floor, all because of a tear in the carpeting or a misplaced toy. You may think that this is just […]
October 28, 2022
AgencyHow Personal Umbrella Insurance Protects Your Lifestyle
From your auto insurance to your home insurance, each policy protects your nest egg. If you are in a car accident or your home is damaged by a fire, it’s likely that you can count on your insurance policies to help you recover. But what happens when you don’t have enough coverage? Understanding Insurance Limits […]
October 17, 2022
AgencyStoring Your RV This Fall
If your family used your RV this summer, you probably had a great time traveling. But, now, it’s time to go back to school and work. So, what happens to your set of wheels in the meantime? You might not use your RV every day in the coming months, but that doesn’t mean you can […]
October 6, 2022
AgencyCalculating Life Insurance Premiums
If you’re applying for life insurance, you’ll likely be asked a variety of questions about your health and medical history. You will also likely have to undergo a physical exam before an insurer will issue you a policy and final quote. This is because life insurance premiums are calculated after looking at an individual’s health […]