February 24, 2022
AgencyWhy a Home Insurance Policy Review Can’t Wait
Home insurance plays a vital role in protecting your finances from devastation in the event of a natural disaster, fire, burglary and other unpleasant events. Unfortunately, many homeowners don’t carefully evaluate their initial coverage, often opting for the minimums allowed. This can leave gaps in their coverage, which may cause an unpleasant surprise if disaster […]
February 16, 2022
AgencyFactors Influencing Your Life Insurance Premiums
Life insurance policies come at a cost, and you must continue to pay for yours in order to maintain your benefits. However, your individual premium is going to be unique to you, based on numerous factors that influence your risk of dying and triggering a death benefit payout. Let’s take a look at some of […]
February 8, 2022
AgencyCan Umbrella Insurance Protect My Business?
Umbrella insurance could be one of the best investments a business can make in today’s lawsuit-prone world. Your company likely has liability insurance, a key tool in protecting against lawsuits from customers due to accidents or mistakes made by the company. However, liability insurance isn’t always enough protection in many cases. Umbrella insurance provides an […]
January 25, 2022
AgencyCollision vs. Comprehensive Coverage
Though state laws may not require you to purchase both collision and comprehensive coverage for your policy, doing so can protect your financial well-being. Read on to learn more about these types of coverage. The Basics Collision and comprehensive coverages provide financial safety nets in the event that your vehicle is physically damaged and needs […]
January 17, 2022
AgencyHow Can Home Insurance Help After a Storm?
After a storm comes through in the middle of the night, you wake up to a sight that’s scary. Trees are down. Power lines perhaps are falling. Your home is damaged. You wonder what you should do. You should first contact your home insurance agent, who will take every step possible to help you to […]
January 6, 2022
AgencyHow to Leave Life insurance to a Disabled Child
You buy life insurance to help your survivors financially after your death. Particularly if you have a disabled family member, this coverage will come in handy. Yet, because of the individual’s needs, how you structure your coverage might vary. What are the factors you must consider when leaving coverage to a disabled child? Step One: […]
December 31, 2021
AgencyUmbrella Insurance Can Cover Personal Injury and Loss Assessments
It’s no surprise that a lot of successful business people use a number of resources for advice, particularly when it comes to financial, legal and insurance decisions. When it comes to protecting assets, either as a store owner or real estate investor, the need for the right insurance policies are crucial. Of course, the main […]
December 28, 2021
AgencyWho are Insureds and Beneficiaries in Life Insurance?
If you are thinking about buying life insurance, then you will likely need to involve several people in your decision. First, there are those whose lives will be insured under the policies. Second, there are those who will receive the policy’s payout when a claim is made. Respectively, these are the policy’s insured(s) and beneficiary. […]
December 3, 2021
AgencyThe Benefits Of A Multi-Car Insurance Policy
Families might own multiple cars. Even single individuals might own more than one vehicle. One of these vehicles might be an older car kept for sentimental reasons, while the other might be an everyday car. Whether you are in charge of your family’s vehicles, or just have numerous cars to manage yourself, you need to […]
November 25, 2021
AgencyAre Structural Problems Covered Under Home Insurance?
Home insurance is designed to cover your home in case of an accident, but there are certain exclusions and limitations when it comes to what is covered. In some cases, structural problems concerning your home will be covered under home insurance. In others, however, you could be looking to pay repairs to your home out […]