July 6, 2022
AgencyTips for Creating a Home Inventory
Should you ever have to make a homeowners insurance claim, a home inventory list will greatly speed up the process. Homes contain an enormous collection of personal belongings, as you may have appreciated when boxing them during a move. Imagine trying to create such a list from memory. Very few people could do it. That’s […]
June 30, 2022
AgencyPros and Cons of Automatic Car Insurance Renewal
When you enroll in car insurance, your agent might ask you if you want to set up your policy to automatically renew. This means that at the end of each term, usually annually, your auto policy will renew for the next term without requiring action from you. Often, enrolling in auto-renewals can save the insurance […]
June 14, 2022
AgencyWhat is Umbrella Insurance?
Basic liability insurance on your car or home covers losses, damages, lawsuits or other similar claims. If you are in a car wreck, your liability will cover damages to other people. Same for your home. If someone is injured at your house, liability insurance covers the costs medical expenses, lost wages and other associated costs. […]
June 2, 2022
AgencyDo You Need Life Insurance?
When you think of life insurance, do you think about married couples with children? Though it’s common for families to purchase life insurance, it can be beneficial for people with various other circumstances as well. No one enjoys thinking about their own death, but accidents and illness are a fact of life and must be […]
May 31, 2022
AgencyAnalyzing Your Need For Life Insurance
“Do I need life insurance?” is an age-old question, but the answer isn’t clear for some. Do you have a mortgage or other debt? Does someone count on you for regular ongoing support? If you answered “yes” to any of these, you may need life insurance. But for some people, you need to ask more […]
May 19, 2022
AgencyPhysical Damage Coverage to Include in Your Car Insurance
Insuring your car requires considering how you want to address situations where your car sustains damage. Coverage for vehicle damage is one of the prime benefits that an auto policy can offer, but it isn’t automatically included in most plans. Still, even though you have to ask your agent to include these physical damage benefits […]
May 3, 2022
Agency3 Tips to Save on Homeowners Insurance
Over two-thirds of American homes are underinsured. Why? Many people think that reducing coverage is the best way to cut back on insurance spending. But that could get you into big trouble if an incident occurs that is no longer covered under your policy. Rather, keep your valuable coverage and use these three tips to […]
April 28, 2022
AgencySmart Deductible Choices Yield Car Insurance Savings
A car insurance deductible is the amount one pays out-of-pocket in the event of a claim. Deductibles of $100, $250, $500 and $1000 are common. Many motorists opt for a low $100 deductible because of that uncomfortable thought of having to suddenly shell out cash in the event of a claim. However, higher premiums for […]
April 18, 2022
AgencyWhat Does Umbrella Insurance Provide?
The cost of an incident that would typically be covered by insurance can be so high in an extreme case that it can go beyond the limits of your policy, whether home, auto, boat or business. That’s where umbrella insurance comes in. Think of umbrella insurance as an extra layer of liability protection on top […]
April 8, 2022
AgencyHow Long Should You Carry Life Insurance?
Life insurance protects your family in the event something happens to you and they can no longer rely on your income. You should keep your life insurance policy at least the period that serves this purpose. And you may want to consider keeping it longer. How Long Do Life Insurance Policies Last? There are two […]